Long-term care can be a burden to any financial plan. How would you pay for it?

You may have money set aside in savings or investments to self-fund your long-term care costs, but you may sacrifice growth opportunities or risk exposure to equity market volatility. Many people turn to traditional long term care insurance; however, if you do not use the coverage, you lose the money and it can be quite costly.

What you need is a strategy that:

  • Offers growth potential
  • Maximizes your long-term care dollars
  • Allows you to pass on unused funds to your beneficiaries

You need ForeCare, an innovative fixed annuity with long-term care benefits that provides a multiple of your contract value for qualified long-term care expenses.

Benefits of a ForeCare fixed annuity

Because ForeCare is a fixed annuity you can participate in both protection and accumulation benefits:

  • The interest crediting is guaranteed to never drop below 1%
  • The growth of your contract value is tax-deferred
  • You don’t risk equity exposure

Long-term care benefits

Unlike a traditional long-term care product, with ForeCare any contract value not used for long-term care expenses can be passed to your beneficiaries as a death benefit. However, there is a monthly cost associated with the long-term care benefits rider, which is based on the insured’s issue age.

ForeCare also offers other unique benefits.

 

  • Principal protection – Your contract value at monthend is never reduced below the contract value at the prior month-end (less any applicable withdrawals) due to the cost for the long-term care benefits rider.
  • Tax advantages – Qualified long-term care withdrawals are typically federal income tax-free and your contract growth is tax-deferred.
  • 2x/3x coverage – Provides double or triple the amount of the contract value for qualified long-term care expenses.

CONTACT US

Our insights on annuity and the retirement income world have helped wholesale over five hundred million dollars of index linked fixed annuities for the largest insurance companies in the world. We have been asked by life insurance companies to address their annual meetings and teach financial professionals the realities of index annuities.

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NEED HELP?

Don’t hesitate to ask. Email us directly info@dfsmarketing.net or call us at 1-855-740-3140. We helped hundreds of agents all around the U.S.

GIVE US A CALL

At DFS Marketing, you will work with the same marketing consultant every time. The same person will handle your contracting and new business every time. Our mission statement is Relentless Support for Financial Professionals and we take that very seriously. Long term, profitable relationships are the life blood of our business and it is our goal to become your business partner and to be indispensable to the success of your practice.

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855-740-3140

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